PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND DOES NOT GUARANTEE FUTURE RESULTS. Current performance may be higher or lower than the performance shown. Investment return and principal value fluctuate with changing market conditions so that, when redeemed, units may be worth more or less than their original cost. Returns reflect the percentage change in unit value for the period indicated, after the deduction of all fees and expenses of the underlying portfolio, as well as the charges deducted from the separate account, including the mortality and expense risk subaccount administrative charge, the contract administrative charge, and deferred sales charge (5% maximum). All performance figures are annualized unless otherwise noted. FEE WAIVER: Returns may reflect past or present fee waivers, limits or reductions negotiated by the portfolio's investment manager. Without such waivers, limits or reductions the returns would be lower. Please see the product disclosure memorandum for complete details.TO OBTAIN A DISCLOSURE MEMORANDUM, TALK TO YOUR FINANCIAL REPRESENTATIVE OR WRITE TO THE INSURANCECOMPANY LISTED BELOW. WE ADVISE YOU TOCAREFULLYCONSIDER THE PRODUCT AND FUNDS OBJECTIVES, RISKS,CHARGES AND EXPENSES BEFORE INVESTING. THE DISCLOSURE MEMORANDUMCONTAIN THIS AND OTHER IMPORTANT INFORMATION ABOUT THE PRODUCT AND FUNDS. PLEASE READ THE MEMORANDUMCAREFULLY BEFORE YOU INVEST.
NOTE: Funds may not be available in all jurisdictions. Investments in variable products involve risk including possible loss of principal. Some portfolios include more risk than others, such as REIT investments that can be affected by interest rate moves, economic cycles and tax and regulatory requirements. Furthermore, there are additional risks associated with investing in non-US companies, high-yield bonds, emerging markets, aggressive growth stocks, non-diversified/concentrated funds and small-, mid- and micro-cap stocks which are more fully explained in the fund prospectuses. AN INVESTMENT IN THE MONEY MARKET PORTFOLIO IS NOT INSURED OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY. ALTHOUGH THE PORTFOLIO SEEKS TO PRESERVE THE VALUE OF YOUR INVESTMENT AT $1.00 PER UNIT, IT IS POSSIBLE TO LOSE MONEY BY INVESTING IN THE PORTFOLIO. The yield quotation more closely reflects the current earnings of the portfolio than the current return quotation. Withdrawals or surrenders may be subject to surrender charges. Amounts withdrawn may be subject to ordinary income tax, and if taken prior to age 59 1/2, a 10% IRS penalty tax may also apply. Withdrawals have the effect of reducing the death benefit, any living benefits and cash value. Gold Track Select is a variable annuity that is issued by the Brighthouse Life Insurance Company, Charlotte, NC 11225. Brighthouse Securities, LLC is the principal underwriter.