PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND DOES NOT GUARANTEE FUTURE RESULTS. Current performance may be higher or lower than the performance shown. Investment return and principal value fluctuate with changing market conditions so that, when redeemed, units may be worth more or less than their original cost. Additional information may be found at www.metlife.com/performance. Returns reflect the percentage change in unit value for the period indicated, after the deduction of all fees and expenses of the underlying portfolio, as well as the charges deducted from the separate account, including the mortality and expense risk (1.50%), the (0.00%) subaccount administrative charge, the contract administrative charge ($0), the deferred sales charge (3.85% maximum). A subaccount is a subdivision of the insurance company's separate account, which is available as an investment option through a variable annuity or variable life contract. Each subaccount invests exclusively in shares of the corresponding portfolio. Therefore, ""Life of Subaccount"" reflects performance since the first date the subaccount was offered by the insurance company's separate account. All performance figures are annualized unless otherwise noted. FEE WAIVER: Returns may reflect past or present fee waivers, limits or reductions negotiated by the portfolio's investment manager. Without such waivers, limits or reductions the returns would be lower. Please see the product disclosure memorandum for complete details. TO OBTAIN A DISCLOSURE MEMORANDUM, TALK TO YOUR FINANCIAL REPRESENTATIVE OR WRITE TO THE INSURANCE COMPANY LISTED BELOW. WE ADVISE YOU TO CAREFULLY CONSIDER THE PRODUCT AND FUNDS OBJECTIVES, RISKS, CHARGES AND EXPENSES BEFORE INVESTING. THE DISCLOSURE MEMORANDUM CONTAIN THIS AND OTHER IMPORTANT INFORMATION ABOUT THE PRODUCT AND FUNDS. PLEASE READ THE MEMORANDUM CAREFULLY BEFORE YOU INVEST.
NOTE: Funds may not be available in all jurisdictions. **Indicates Retail Mutual Funds. Investments in variable products involve risk including possible loss of principal. Some portfolios include more risk than others, such as REIT investments that can be affected by interest rate moves, economic cycles and tax and regulatory requirements. Furthermore, there are additional risks associated with investing in non-US companies, high-yield bonds, emerging markets, aggressive growth stocks, non-diversified/concentrated funds and small-, mid- and micro-cap stocks which are more fully explained in the fund prospectuses. AN INVESTMENT IN THE MONEY MARKET PORTFOLIO IS NOT INSURED OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY. ALTHOUGH THE PORTFOLIO SEEKS TO PRESERVE THE VALUE OF YOUR INVESTMENT AT $1.00 PER UNIT, IT IS POSSIBLE TO LOSE MONEY BY INVESTING IN THE PORTFOLIO. The yield quotation more closely reflects the current earnings of the portfolio than the current return quotation. Yields will fluctuate. In a low interest rate environment, yields for money market sub-accounts, after the deduction of contract fees and charges and the charge for any optional riders, may be negative even though the fund's yield, before deduction of such fees and charges, is positive. If you allocate a portion of your contract value to a money market sub-account that portion of your Contract Value may decrease in value. Variable annuities are long-term vehicles designed for retirement purposes. Withdrawals or surrenders may be subject to surrender charges. Amounts withdrawn may be subject to ordinary income tax, and if taken prior to age 59 1/2, a 10% IRS penalty tax may also apply. Withdrawals have the effect of reducing the death benefit, any living benefits and cash value. Blueprint II is a variable annuity that is issued by the MetLife Insurance Company USA, 1209 Orange Street, Wilimington, DE 19801. MetLife Investors Distribution Company is the principal underwriter.